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My friend thinks that she is paying too much for her car loan. Maybe it’s time for her to refinance her used car loan so that she can lower her car payments. So I told her to check out RateGenius.com. By utilizing their proprietary electronic document process to complete her refinance, she can begin saving money almost immediately. Not only can she enjoy up to 60 days before even making her first payments, she also does not have to pay for refinancing service. With all the savings she’s getting, she’s definitely going to have a fun summer.